i hope we face this fiscal cliff would've the reader to talk about because that would be very dangerous to people not only in the state of new jersey, that the other states in the metropolitan area in the tri-state area. we are working with the ways and means committee as a member myself to draft legislation modeled after other epic storms, which would bring some tax relief allowing businesses to expense the cost of disaster recovery is critical when we see how many businesses have been wiped out. popular vote damaged low-income housing and providing help in financing the momentous task of rebuilding infrastructure. what we have now in fema is not good enough for the losses small businesses businesses. it just is not. we don't need no interest on. what we need is a new addressing of the major problems. small businesses are not satisfied with low-interest loans at this point. it's beyond that. it needs to be responded to what i hope this legislation will do that. you take a look at bergen county in the ninth congressional district. two towns were wiped out when the hackensack river rose